March 2010.  In the L&B Estates, LLC v. Allstate Ins. Co. matter litigated by Elizabeth A. Fitzpatrick, the Appellate Division, Second Department, reversed the grant of summary judgment issued by the trial court.  The trial court had directed Lewis Johs' client Allstate to defend and indemnify the plaintiff/landlord as an additional insured on a policy issued by Allstate to Century 21, a tenant at property owned by L&B.  The Second Department found that any coverage available to L&B under the Allstate policy was excess to a policy issued by United National Specialty Insurance Company identifying L&B as a named insured and as such, Allstate was not obligated to defend or indemnify L&B in the underlying action unless the obligation to provide excess coverage was triggered.